Health Insurance Tailored To Your Needs
We offer insurance to protect individuals and small businesses from high medical costs.
The cost of medical services in this day and age makes purchasing health insurance a necessity. In fact, the annual cost of healthcare per person in the U.S. is now more than $12,500 — a frightening figure. Even a routine trip to the doctor can cost thousands if you are uninsured. And almost no one can afford an uninsured hospital stay or surgical procedure.
We help protect you from these high costs and ensure you have access to superior medical treatment. Our health insurance policies can meet your unique needs while remaining affordable. The comprehensive approach we take to health insurance works for individuals, families, and businesses. We have everyone covered.
Health Insurance Features
We understand no two clients or insurance plans are alike. Our skilled agents will guide you through navigating deductibles, copays, coinsurance, and coverage issues. We'll help you analyze your needs so you can choose the best policy for you and your family or business.
Every customer’s needs differ when it comes to health insurance. That’s why The Kaizen Group's coverage types include the following:
- Individual plans
- Family plans
- Group health insurance plans
- Vision insurance
- Prescription coverage
- Disability insurance
- Supplemental insurance
- Long-term care (LTC) insurance
Safeguarding health often requires multiple policies. We will show you how to create a superior protection package.
Dental Insurance
We recognize dental insurance is an essential part of your health insurance coverage. Dental costs can be prohibitive, but you should at least have yearly examinations and regular cleanings. Other procedures include fillings, extractions, crowns, and orthodontics, all of which can rack up significant out-of-pocket expenses. Without dental insurance, paying for these services might easily break your budget.
Health Insurance Options
As a business owner, you want to provide your employees with great insurance options so they have the financial protection they need while working for you. We offer the following business insurance options:
PPO plans provide in-network and out-of-network coverage levels, but preferred provider coverage pays out at significantly higher percentages.
HSA-Qualified Plans
These are special PPO plans used with health savings accounts. HSAs contain pretax savings earmarked for medical expenses.
Indemnity Plans
These plans give your employees more control over their healthcare and allow them to choose their doctors and hospitals without penalty. They cover a predetermined portion of the medical bills.
Our Policies: Your Choice
The Kaizen Group has experienced agents who will help you understand your choices and how to balance cost and coverage to fit your lifestyle. With today’s rising medical costs, you cannot afford to go without health insurance.
The insurance options we offer can provide you with basic, moderate, or exceptional protection. The choice is yours. Let us help you find the right healthcare coverage.
